Product and Underwriting Guides
Life Insurance Portfolio Analysis
A very nice tool for analyzing and comparing various life insurance contracts. Instruction are found on the first tab. This tool is new so any feedback will be appreciated to improve future versions.
Asset Based Long Term Care Features
A comparison of the features and benefits of the new normal in LTC products
Core Carrier First Year Premium Restrictions
Before you present that jumbo Guaranteed Universal Life double check the carrier’s premium restrictions
Core Carrier Product and Underwriting Niches
Ever wonder where to go for best product to fit a particular situation? Here is the guide; a complete compendium of “sweet spots”.
Core Carrier Reinsurance and Retention Information
Term Conversion Feature Comparison
Guaranteed and Simplified Issue Programs
Guaranteed Issue and Simplified Issue Programs information in one place. GI made easy!
Indexed Universal Life Product Features
Here is the definitive guide to the features and benefits of Indexed Universal Life products
Long Term Care and Chronic Illness Rider Features
An exhaustive comparison of Long Term Care and Critical Illness Riders.
It is almost impossible to calculate expected commissions without understanding how a carrier treats the timing and application of target premiums, with respect to commissions. Here is the rolling target rules of a number of carriers.
Target Premium Locator
Ever search through the pages of an illustration to find the target premium? Here is a guide.